Write a blog entry

·Description of a legislative policy affecting
health care·A negative or positive impact that
the policy has on healthcare or public health·Explanation of why the policy is
harmful or helpful to healthcare and ultimately to the delivery of quality
patient care·Impact of the policy from a cost
perspective·Recommendation(s) for policy
revision or replacementInform the reader you have included an emailtemplate for them to personalize and send to their state legislator(s) Please see attachment for additional instructions. The topic I chose to blog about is Employer
mandate for companies or business with 50 or more full time employees and the
requirement of providing health care coverage.
group_blogs_instructions.docx

the_topic_i_chose_under_the_affordable_care_act.docx

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sample_blog___individual_mandate.docx

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BUSI 304
GROUP BLOGS INSTRUCTIONS
The instructor will assign you to a group at the beginning of the course. Your group will create 3
Group Blogs using the Group Blog tool in the Group Discussion area. Each of the 3 Group Blogs
must address a different legislative policy. In each Group Blog, your group must address an issue
related to a specific legislative policy that affects healthcare.
Each blog entry must include the following:
• Description of a legislative policy affecting health care
• A negative or positive impact that the policy has on healthcare or public health
• Explanation of why the policy is harmful or helpful to healthcare and ultimately to the
delivery of quality patient care
• Impact of the policy from a cost perspective
• Recommendation(s) for policy revision or replacement
• Inform the reader you have included an email template for them to personalize and send
to their state legislator(s)
Each blog entry must be:
• 400–500 words,
• Visually appealing and well-organized. The blog should draw the reader into the website
to read it. It should look professional. You may use a picture, cartoon, or boarder.
• Cite at least 2 peer-reviewed current (published within the past 5 yrs.) journal articles for
support,
• Include a source from the textbook,
• Integrate a biblical worldview,
• Follow current APA format and use proper spelling and grammar.
In addition to the blog entry, your group will compose an email template for those concerned
about the issue addressed in the blog entry to personalize and send to the appropriate
legislator(s).
Each email template must:
• Outline the issue and recommendation(s) for policy revision or replacement and seek the
endorsement of the legislator(s).
• Include at least one peer-reviewed source so the legislator(s) will have evidence to use if
they decide to support your cause (use APA-formatted citation and reference)
• Have areas for the reader to address the email to their legislature and for the reader to
sign their name and give their contact information.
Each email template must be:
• 200–250 words and follow current APA format. Attach each email template to the
corresponding blog entry (do not copy and paste it into the blog)
A Blog is a “Web Log”. It is a regularly updated website or web page, typically one run by an individual
or small group. It is usually about a topic (like yours will be about some healthcare policy, act, or bill).
You will write your blog as if it were to be on a website for anyone to read in the United States. You want
to tell the reader about your “cause” and try to get them involved by downloading the email template you
BUSI 304
will attach and having them include their personal information in the template to email it to their
legislator(s). I have attached a sample blog from a former class to give you an idea of what is expected.
Employer mandate for companies or business with 50 or more full time employees and the requirement of
providing health care coverage. Compare pros and cons.
Individual Mandate
Billy Student, Cindy Student, Don Student, and Evelyn Student
Thou Shalt Buy Health Insurance (Amac, 2013)
The Affordable Care Act (ACA), passed in 2010, included an individual mandate that
requires certain persons to obtain health insurance coverage beginning in 2014. Unless a person
is exempt, anyone that does not have health insurance that provides the “minimum essential
coverage” is subject to a tax penalty that is to be paid through the person’s tax return (Kahn,
2014, p. 320). Although there were many that saw this mandate as unconstitutional, the Supreme
Court upheld the constitutionality of the mandate as a legitimate use of Congress’s taxing power.
Due to the ACA prohibiting insurance companies from turning down individuals for coverage or
canceling coverage due to serious illness, there needed to be something in place that would
insure the survival of the insurance industry (Kahn, 2014).
The biggest problem with the ACA is that it forces people to purchase healthcare and
fines those who do not. While 15% of the American population now have health care that did
not have it prior to the implementation of the ACA, many argue that over twice that amount no
longer qualifies for the Medicaid services they had received prior to the law due to rigid incomebased guidelines that mandate either ACA coverage or private health care insurance (Pear,
2013). According to a report released by the Department of Health and Human Services (2017),
individual health insurance premiums purchased through the exchanges have doubled under the
ACA citing the following increases:
•
Average individual insurances premiums more than doubled from $2,784 per year in
2013 to $5,715 on Healthcare.gov in 2017. This amounts to a 105% increase in health
insurance premiums.
•
All 39 states using Healthcare.gov experiences increase in individual market
premiums from 2013-2017
•
Roughly two-thirds of states using Healthcare.gov had 2017 premiums double
compared to 2013 health insurance premiums
•
Three states (Alaska, Alabama, and Oklahoma) saw premiums triple from 2013-2017.
(p. 2)
According to Smedsrud (2017), “Nearly nine out of 10 people who don’t have insurance
don’t have to pay the penalty, because there are many exemptions” (para. 3). A new solution is
desperately needed. There are many proposed alternatives out there that could potentially be a
better solution than the individual mandate. Some of these alternatives suggested by Bell (2017)
include:
•
Tightening eligibility requirements and toughen enforcement outside the enrollment
period
•
Enroll uninsured people in minimum qualified coverage by default.
•
Offer insurers better incentives that will give them the freedom to offer cheaper, more
attractive coverage that uninsured people will want to buy. (p. 2)
In response to the ACA and its individual mandate, there are increasingly more Christians
that have taken advantage of the religious exemptions and they now belong to health care sharing
ministries. Health care sharing ministries operate under the calling to “Carry each other’s
burdens, and in this way, you will fulfill the law of Christ” Galatians 6:2 (New International
Version). While sharing the burdens of our brothers and sisters is something we should strive to
do, we should never be required to carry burdens and pay for burdens that go against our values
and beliefs. We encourage you to contact your local, state, and federal legislators by using the
attached email template at the bottom of this blog post and implore them to take the appropriate
steps to repeal and replace this part of the ACA.
References
Amac. (2013, December 22). Thou shalt buy health insurance. [Cartoon] The Association of
Mature American Citizens. Retrieved from https://amac.us/
Bell, A. (2017, January 24). 6 ACA individual mandate replacement ideas. ThinkAdvisor.
Retrieved From http://www.thinkadvisor.com/2017/01/24/6-aca-individual-mandatereplacement-ideas
Department of Health and Human Services (2017). Individual market premium changes: 20132017. ASPE Data Point. Retrieved from: https://aspe.hhs.gov/system/files/pdf/
256751/IndividualMarketPremiumChanges.pdf
Kahn, J. H. (2014). The individual mandate tax penalty. University of Michigan Journal of Law
Reform, 47(2), 319-358. Retrieved from https://repository.law.umich.edu/
cgi/viewcontent.cgi?referer=https://www.bing.com/&httpsredir=1&article=
1031&context=mjlr
Pear, R. (2013, August 2). Missouri citizens face obstacles to coverage. The New York Times.
Retrieved from http://www.nytimes.com/2013/08/03/us/missouri-citizens-face-obstaclesto-coverage.html
Smedsrud, J. (2017, July 28). The ACA individual mandate is not worth the fuss. ThinkAdvisor.
Retrieved from www.thinkadvisor.com/2017/07/28/the-aca-individual-mandate-is-notworth-the-fuss
The email template below was attached in the group’s blog post (per the directions). So,
please do NOT copy and paste your email template into the Blog. Attach it. Here is a copy
of this group’s email template:
This is a template to use to send an email to your State Representative or Senator. You will erase
this paragraph, fill out your contact information where the blanks are, and submit the body of
the letter in the message section in an email sent to your Congressman’s on their website:
Date
Dear Representative/Senator _____________,
As a healthcare plan participant and a constituent of the state of _________, I urge you to
continue to work with the Departments of Health and Human Services and The Department of
the Treasury as they carry out executive orders to build alternate plans and/or expand association
health plans and short-term insurance plans that will remove healthy individuals from bearing the
burden of adhering to the individual mandate (Hiltzik, 2017). The individual mandate requires
youth in their prime to carry costly and at times unnecessary health coverage or pay penalties to
the tune of up to 2.5% of their hard-earned income. While the individual mandate is an unfair
burden on the healthy, our great state is not about the business of leaving the sick unprotected. If
the option of not selecting a marketplace plan is given, how will this affect the price of health
care for the chronically ill and those left with no choice beyond the marketplace?
This is why I urge you to stay involved during this critical move forward in health care.
Without a balanced compromise we will undo the Affordable Care Act but will also undo
progress. Those in need of insurance won’t be able to afford it and those with these proposed
scaled down plans may not be adequately covered when they need care. Thank you for your
consideration and please feel free to contact me if you would like to discuss this issue further.
Sincerely,
Your Name
Your Address
Your City, State, Zip
Your Email address
Your Phone Number
Reference
Hiltzik, M. (2017, October 15). Trumpcare sabotage 2: Trump’s executive order will undermine
Obamacare but not the way you think. The Los Angeles Times. Retrieved from
http://www.latimes.com

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