Hello Dr. Oâ??Neal, and Classmates, According to research, many believe that an increase
spending on Social Security and Medicare for the elderly will â??squeeze-
out â?? important government programs and investments that are core to our
economic future â??(Klein,2013.pg.1 ). Programs like education,
infrastructure, and research will be phased â?? out. This is due to trends
in health â?? care spending and or the aging of the population.
Therefore it is understandable, that if the society ages, then health-
care costs continues to increase, so will the taxes. This might make it
necessary for Congress to utilize the discretionary funds. Looking at
both sides â?? Itâ??s that the structure and politics of the federal budget
right now are leading to a situation in which spending on retirees and
keeping taxes low on current workers could really short change needed
investments in our future â?? (Klein,2013.pg.4). Statics states for 2017, $260,000 was needed for a
couple for health care expenses, for 2018 a 65 year old couple needed
$360,000 in savings for health care expenses. A male will need $64,000
and a female will need $83,000 in savings for medical expenses
(Singletary, 2017 ). However considering all of these facts one must see
that it is never too late to start planning health- care expenses (
which should include retirement savings )(Powell,2014 ). There are
several resources that one can utilize in planning expenses for Medicare
and retirement. It is noted that staying healthy (eat right and
exercise ) can make a difference in planning medical and retirement
expenses for the future. â?? The difference between entering retirement
in good health vs. poor health could be tens of thousands of dollars in
reduced medical expenses, which can be reallocated to cover other
retirement needs â??(Powell, 2014. Pg.4). Reference Klein, Ezra, 2013. Have seniors really paid for Medicare and Social Security? Retrieved from https://www.washingtonpost.com Powell, Robert, 2014. How to pay for Health Care in Retirement. Retrieved from USA Today>2014/11/01 Singletary, Michelle, 2017. Hereâ??s what health care will cost you in retirement. Retrieved from https://www.washingtonpost.com
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